Logo of Fluid Lending

Fluid Lending(FLUID)

Total Value Locked$699.33m

TVL by Chain

Ethereum$489.25m

Arbitrum$138.33m

Plasma$42.05m

Base$25.56m

Polygon$4.15m

Key Metrics

Fees 30d$3.3m
Fees 30d by chain

Ethereum$2.15m

Arbitrum$619,164

Plasma$393,777

Solana$69,496

Base$57,779

Polygon$4,760

Fees 7d$707,841

Ethereum$464,337

Arbitrum$137,755

Plasma$72,940

Base$16,171

Solana$15,538

Polygon$1,100

Fees 24h$104,011

Ethereum$68,403

Arbitrum$20,116

Plasma$11,522

Base$2,286

Solana$1,530

Polygon$154

Cumulative Fees$111.68m

Ethereum$85.05m

Plasma$11.86m

Arbitrum$11.06m

Base$2m

Solana$1.42m

Polygon$300,950

Revenue 30d$415,304
Revenue 30d by chain

Ethereum$231,757

Solana$69,496

Arbitrum$68,693

Plasma$39,098

Base$5,785

Polygon$475

Revenue 7d$95,038

Ethereum$53,772

Arbitrum$16,621

Solana$15,538

Plasma$7,380

Base$1,619

Polygon$108

Revenue 24h$13,368

Ethereum$8,246

Arbitrum$2,236

Solana$1,530

Plasma$1,112

Base$229

Polygon$15

Cumulative Revenue$13.41m

Ethereum$9.54m

Solana$1.42m

Plasma$1.4m

Arbitrum$828,820

Base$200,028

Polygon$32,196

Holders Revenue 30d$0
Holders Revenue 30d by chain

Arbitrum$0

Base$0

Ethereum$0

Plasma$0

Polygon$0

Solana$0

Holders Revenue 7d$0

Arbitrum$0

Base$0

Ethereum$0

Plasma$0

Polygon$0

Solana$0

Holders Revenue 24h$0

Arbitrum$0

Base$0

Ethereum$0

Plasma$0

Polygon$0

Solana$0

Cumulative Holders Revenue$4.75m

Ethereum$4.75m

Arbitrum$0

Base$0

Plasma$0

Polygon$0

Solana$0

Collateral Liquidated 30d$133,618
Collateral Liquidated 30d by chain

Ethereum$123,690

Base$4,989

Arbitrum$4,939

Plasma$0

Polygon$0

Collateral Liquidated 7d$133,618

Ethereum$123,690

Base$4,989

Arbitrum$4,939

Plasma$0

Polygon$0

Collateral Liquidated 24h$134,647

Ethereum$124,818

Base$5,020

Arbitrum$4,809

Plasma$0

Polygon$0

Cumulative Collateral Liquidated$268,265

Ethereum$248,508

Base$10,009

Arbitrum$9,748

Plasma$0

Polygon$0

Active Loans$755.92m

Protocol Information

An ever-evolving DeFi protocol and financial system of the future by Instadapp

Category:Lending

Audits:

Methodology

TVL: Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.View code on GitHubFees: Interest paid by borrowers on Fluid + revenue share from JupLendView code on GitHubRevenue: Percentage of interest going to treasuryView code on GitHubHolders Revenue: Token buyback from the treasuryView code on GitHubCollateral Liquidated: Collateral paid out in Fluid vault LogLiquidate events. Smart collateral vaults liquidate DEX shares, so their payout is read from the matching LogWithdrawPerfectColLiquidity event the DEX emits in the same transaction.View code on GitHub

Yields

Pools Tracked23

Average Supply APY3.9%

User Activity

Active Addresses (24h)2,303

Transactions (24h)6,330

Hacks

Date: May 31, 2026

Amount: $215,000

Classification: Frontend & Infrastructure

Technique: Key Leaked via Infrastructure

Chains: Ethereum

Language: Solidity

Target Type: DeFi Protocol

Competitors

Frequently Asked Questions

What is Fluid Lending's TVL?

Fluid Lending currently has $699.33m in total value locked. TVL has decreased 5.8% over the past 30 days.

What chains does Fluid Lending operate on?

Fluid Lending operates on 6 chains: Ethereum, Arbitrum, Plasma, Base, and Polygon and 1 others. Ethereum holds the largest share at 70%.

How much has Fluid Lending generated in fees and revenue?

Over the past 30 days, Fluid Lending generated $3.3m in fees. Of that, $415,304 was protocol revenue. Based on the trailing year, the annualized rate is $49.82m in fees and $6.81m in revenue.

How does Fluid Lending's TVL compare to similar protocols?

Among Lending protocols tracked by DefiLlama, Fluid Lending ranks #11 by TVL. The category holds $52.73b across 519 protocols, and Fluid Lending accounts for 1.3% of that total. Other leading protocols include Aave V3, Morpho Blue, Compound V3, Euler V2, Unitus, Folks Finance xChain, TermFinance Lend, OmniBTC, Teller, and Tarot.

How much has been borrowed through Fluid Lending?

Fluid Lending currently has $755.92m in active loans.

Has Fluid Lending ever been exploited?

Fluid Lending has 1 recorded security incident. The most recent incident occurred on May 31, 2026 and involved $215,000. It was classified as Frontend & Infrastructure.