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Folks Finance(FOLKS)

Total Value Locked$63.62m

TVL by Chain

Algorand$57.99m

Avalanche$4.26m

Polygon$806,457

Ethereum$249,341

Monad$213,054

Arbitrum$67,336

Base$25,989

BSC$12,254

Sei$8,276

Key Metrics

Fees 30d$198,263

Fees 30d by chain

Algorand$173,898

Avalanche$23,632

Polygon$580.08

Monad$64.48

Ethereum$61.50

Arbitrum$15.51

Base$6.92

Sei$0.55

BSC$0.30

Fees 7d$48,972

Algorand$43,588

Avalanche$5,264

Polygon$86.86

Monad$16.32

Ethereum$9.64

Arbitrum$3.51

Base$1.79

Sei$0.15

BSC$0.07

Fees 24h$6,617

Algorand$5,682

Avalanche$929

Polygon$2.12

Monad$1.89

Ethereum$1.24

Arbitrum$0.29

Base$0.23

Sei$0.03

BSC$0.01

Cumulative Fees$2.44m

Algorand$1.76m

Avalanche$387,737

Polygon$230,869

Monad$49,476

Sei$6,221

Ethereum$4,353

Arbitrum$978.17

Base$334.53

BSC$74.36

Revenue 30d$22,411

Revenue 30d by chain

Algorand$19,977

Avalanche$2,362

Polygon$58.02

Monad$6.47

Ethereum$5.94

Arbitrum$1.57

Base$0.60

BSC$0

Sei$0

Revenue 7d$5,549

Algorand$5,011

Avalanche$526.14

Polygon$8.69

Monad$1.64

Ethereum$0.96

Arbitrum$0.35

Base$0.14

BSC$0

Sei$0

Revenue 24h$739.46

Algorand$646

Avalanche$92.88

Polygon$0.21

Monad$0.19

Ethereum$0.12

Arbitrum$0.03

Base$0.02

BSC$0

Sei$0

Cumulative Revenue$247,633

Algorand$179,610

Avalanche$38,772

Polygon$23,114

Monad$4,952

Sei$619.43

Ethereum$433.94

Arbitrum$96.59

Base$28.98

BSC$7.23

Holders Revenue 30d$0

Holders Revenue 30d by chain

Algorand$0

Arbitrum$0

Avalanche$0

Base$0

BSC$0

Ethereum$0

Monad$0

Polygon$0

Sei$0

Holders Revenue 7d$0

Algorand$0

Arbitrum$0

Avalanche$0

Base$0

BSC$0

Ethereum$0

Monad$0

Polygon$0

Sei$0

Holders Revenue 24h$0

Algorand$0

Arbitrum$0

Avalanche$0

Base$0

BSC$0

Ethereum$0

Monad$0

Polygon$0

Sei$0

Cumulative Holders Revenue$0

Algorand$0

Arbitrum$0

Avalanche$0

Base$0

BSC$0

Ethereum$0

Monad$0

Polygon$0

Sei$0

Market Cap$43.99m

$FOLKS Price$2.45

All Time High$48.86

All Time Low$0.84

View $FOLKS token page

$122.3m

$FOLKS Volume 24h$1.79m

CEX Volume$696,348

DEX Volume$1.1m(61.46% of total)

Active Loans$14.34m

Treasury$635,767

$4,083

Stablecoins$232,490

Own Tokens$0

Others$399,194

Total Raised$6.2m

Jan 20, 2022$3mRound: SeedInvestors: Borderless Capital, ParaFi Capital, Jump Crypto, Coinbase Ventures, OKX Ventures, Algorand

Nov 14, 2024$3.2mRound: Series AInvestors: Borderless Capital, Algorand Ventures, MapleBlock Capital, Sovo Ventures

Protocol Information

Innovative DeFi platform to lend, borrow, trade and manage digital assets.

Website GitHub X/Twitter

Categories:Liquid Staking Lending

Products:

Methodology

TVL: Total value of all coins held in the smart contracts of the protocol

Fees:

Folks Finance Lending - Borrow interest paid across all v2 money-market pools.xALGO Liquid Staking - Gross ALGO consensus staking rewards.Folks Finance xChain - Borrow interest paid across all xChain hub pools.

Revenue:

Folks Finance Lending - Protocol share of borrow interest.xALGO Liquid Staking - Protocol share of consensus rewards, claimed via claim_fee.Folks Finance xChain - Protocol share of borrow interest (retention rate per pool).

Holders Revenue:

Yields

Pools Tracked17

Average Supply APY1.32%

Income Statement for Folks Finance

YearlyQuarterlyMonthlyCumulative

	Q4 2026*	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025
Gross Protocol Revenue	$62.51K	$425.15K	$493.02K	$509.84K	$857.18K	$93.41K
Borrow Interest	$23.86K	$120.85K	$135.4K	$160.51K	$226.25K	$93.41K
Consensus Rewards	$38.66K	$304.29K	$357.62K	$349.32K	$630.93K	$0
Cost of Revenue	$55.45K	$380.2K	$443.67K	$458.82K	$771.49K	$84.08K
Borrow Interest To Depositors	$20.65K	$106.34K	$121.82K	$144.42K	$203.66K	$84.08K
Consensus Rewards To xALGO Holders	$34.79K	$273.86K	$321.85K	$314.4K	$567.83K	$0
Gross Profit	$7.07K	$45.23K	$49.29K	$50.99K	$85.71K	$9.34K
Borrow Interest To Treasury	$3.2K	$14.8K	$13.54K	$16.06K	$22.62K	$9.34K
Consensus Rewards To Treasury	$3.87K	$30.43K	$35.76K	$34.93K	$63.09K	$0
Earnings	$7.07K	$45.23K	$49.29K	$50.99K	$85.71K	$9.34K
Token Holder Net Income	$0	$0	$0	$0	$0	$0

Income Flow Visualization

YearlyQuarterlyMonthlyCumulative

Frequently Asked Questions

What is Folks Finance's TVL?

Folks Finance currently has $63.62m in total value locked. TVL has increased 8.2% over the past 30 days.

What chains does Folks Finance operate on?

Folks Finance operates on 9 chains: Algorand, Avalanche, Polygon, Ethereum, and Monad and 4 others. Algorand holds the largest share at 91.1%.

How much has Folks Finance generated in fees and revenue?

Over the past 30 days, Folks Finance generated $198,263 in fees. Of that, $22,411 was protocol revenue. Based on the trailing year, the annualized rate is $2.23m in fees and $226,605 in revenue.

What is the FOLKS token price and valuation?

FOLKS is currently trading at $2.46. Its circulating market capitalization is $44.31m, ranking it #689. Its fully diluted valuation is $123.18m. Supply currently stands at 17.98m circulating, 50m total supply, 50m maximum supply.

How has FOLKS performed recently?

FOLKS is down 2.1% over the past 7 days and up 22.6% over the past 30 days. Its all-time high is $48.86, reached on Dec 13, 2025. The token is currently 95% below that level.

Which protocols are included in Folks Finance?

Folks Finance is a parent protocol whose tracked products include xALGO Liquid Staking, Folks Finance Lending, Folks Finance xChain, gALGO Liquid Governance, and Ultraswap.

How much has been borrowed through Folks Finance?

Folks Finance currently has $14.34m in active loans.

Does Folks Finance have a treasury?

Folks Finance has a tracked treasury currently valued at $635,767. Its holdings include $232,490 in stablecoins, $4,083 in major assets, $399,194 in other assets.