Active loans are not included in TVL by default, to include them toggle Active Loans. For more info, read the active loans discussion.
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Goldfinch(GFI)
Total Value Locked$1.91m
TVL by Chain
Ethereum$1.91m
Key Metrics
Fees 30d$3,292
Fees 30d by chain
Ethereum$3,292
Fees 7d$652.04
Ethereum$652.04
Fees 24h$100
Ethereum$100
Cumulative Fees$32.77m
Ethereum$32.77m
Revenue 30d$3,292
Revenue 30d by chain
Ethereum$3,292
Revenue 7d$652.04
Ethereum$652.04
Revenue 24h$100
Ethereum$100
Cumulative Revenue$3.9m
Ethereum$3.9m
Incentives 1y$0
$0
$0
$0
$132.46m
Earnings (Annualized)$165,879
$3,292
$652.04
$100
-$128.56m
Market Cap$3.54m
$GFI Price$0.037
$4.24m
$4.25m
$GFI Volume 24h$383,353
CEX Volume$94,987
DEX Volume$0(0% of total)
Active Loans$0
Protocol Information
Goldfinch is a decentralized credit protocol, built for the future when all debt is on-chain. It offers sustainable, high-quality yields that are generated by real-world economic activity, sheltered from DeFi's volatility.
Methodology
TVL: The base TVL metric counts only excess USDC liquidity in the Senior Pool, and USDC in all the Borrower Pools. The Borrowed TVL component additionally counts loans made by the Senior Pool and the Backers of all Borrower Pools.View code on GitHubFees: Interest, payment, and reserve fees paid by users.View code on GitHubRevenue: Reserve fees are revenue.View code on GitHubIncentives: Tokens allocated to users through liquidity mining or incentive schemes, typically as part of governance or reward mechanisms.
Earnings: Revenue of the protocol minus the incentives distributed to users
Hacks
Date: Dec 2, 2025
Amount: $330,000
Classification: Access Control
Technique: Token Approval Abuse
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Competitors
Frequently Asked Questions
What is Goldfinch's TVL?
Goldfinch currently has $1.91m in total value locked. TVL has decreased 25.7% over the past 30 days.
What chains does Goldfinch operate on?
Goldfinch operates on Ethereum. Ethereum holds the largest share at 100%.
How much has Goldfinch generated in fees and revenue?
Over the past 30 days, Goldfinch generated $3,292 in fees. Of that, $3,292 was protocol revenue. Based on the trailing year, the annualized rate is $1.31m in fees and $165,879 in revenue.
What is the GFI token price and valuation?
GFI is currently trading at $0.037. Its circulating market capitalization is $3.54m, ranking it #2,328. Its fully diluted valuation is $4.24m. Supply currently stands at 95.24m circulating, 114.29m total supply, 114.29m maximum supply.
How has GFI performed recently?
GFI is down 5.3% over the past 7 days and up 31.7% over the past 30 days. Its all-time high is $32.94, reached on Jan 11, 2022. The token is currently 99.9% below that level.
How does Goldfinch's TVL compare to similar protocols?
Among Uncollateralized Lending protocols tracked by DefiLlama, Goldfinch ranks #3 by TVL. The category holds $25.46m across 19 protocols, and Goldfinch accounts for 7.5% of that total. Other leading protocols include 3Jane Lending, Wildcat Protocol, Accountable, Union Protocol, Clearpool Lending, Credit Coop, Pareto Credit, Ribbon Lend, JUSD Finance, and dAMM Finance.
How much has been borrowed through Goldfinch?
Goldfinch currently has $0 in active loans.
Has Goldfinch ever been exploited?
Goldfinch has 1 recorded security incident. The most recent incident occurred on Dec 2, 2025 and involved $330,000. It was classified as Access Control.