DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.78%
↑ +0.085ppvs 7d ago
Borrow APY
4.81%
↑ +0.12ppvs 7d ago
Spread
1.03%
↑ +0.032ppvs 7d ago

By asset

Asset
USDE0.22%6.61%+6.40%5
USDS1.83%4.32%+2.49%5
USDtb3.68%5.77%+2.09%2
PYUSD2.97%4.85%+1.88%6
RLUSD1.96%3.79%+1.84%5
DAI3.04%4.66%+1.62%4
frxUSD2.61%3.83%+1.22%2
USDC4.70%5.37%+0.66%115
USDT3.79%4.27%+0.47%37
USDG4.69%4.26%−0.43%9

By protocol

Protocol
Aave V33.40%38%4.69%47%
Morpho Blue3.86%26%4.97%36%
Maple5.23%19%——
SparkLend2.16%12%4.26%10%
Compound V34.55%3%5.50%4%
Fluid Lending5.84%2%7.29%2%
Aave V42.90%1%4.45%1%
Euler V25.20%0.2%5.44%0.2%